We are looking for an experienced

Risk-/Business-Analyst (f/m)


  • Analyze Vexcash portfolio data from risk management prospective
  • Prepare key risk performance indicators on a regular basis
  • Continuously analyze underwriting policy, make sure underwriting policy is optimal in regard to risk -reward balance
  • Identify inefficiencies and propose improvements
  • Continuously analyze collections strategies at different stages, make sure collections strategies are optimal and propose improvements if inefficiencies are identified
  • Ensure proper monitoring of collections operational activity, make sure it is optimal and propose improvements if needed
  • Help to maintain underwriting and collections strategies in respective IT systems/engines; in the case of strategy change support the process from business prospective
  • Maintain relationship with all risk management vendors: credit bureaus, collections agencies/ partners, IT vendors etc.
  • Prepare daily, weekly, monthly, quarterly, annual and other periodic reports, as well as other one-off reports on demand
  • Maintain and develop provisioning models; ensure monthly update of provisioning calculations; develop forecast for provisioning level and follow up on deviations from the plan
  • To give or provide advice and guidance on financial matters within the competence of the parts of other units of the Company, the Board and appointed by the Board to employees at their request
  • Make proposals for work process improvement opportunities and effective achievement of work tasks
  • To provide the necessary advice to the work of the risk analysis department;


  • Higher education in economics/ finance/ mathematics/ statistics/ physics or other exact science connected to modeling of processes
  • Ability to use theoretical knowledge into practice
  • Fluent in English
  • Excellent computer skills; programming skills (SAS, SQL etc.)
  • Ability to break complex problem into subtasks and solve gradually
  • Ability to design the experiment and measure it
  • Previous experience in risk management (credit risk in consumer lending) is an advantage
  • Previous experience in modelling is an advantage

What you can expect

  • Full-time employment
  • Job at an innovative FinTech company with strong sustainable growth and new challenges every day
  • A young, dynamic, success-oriented team with mutual support
  • Fair remuneration
  • Varied and exciting job with opportunities for advancement

If you are motivated to achieve our goals together with us, then send us your meaningful application documents (incl. earliest starting date and salary expectation).  Please send them to: [email protected]