Risk Manager (f/m/d)

VEXCASH AG is Germany’s leading online credit provider for short-term loans. We offer our customers a quick and uncomplicated way to bridge the gap until they receive their next payment. More than 500,000 customers already trust our service. Thanks to our innovation, they secure financial liquidity without having to make a long-term commitment.

Due to our uninterrupted growth and success, we are looking for you if you have the following skills and experience:

  • You will be responsible for risk management on various tasks related to underwriting, scoring, risk reporting, fraud prevention, risk-adjusted pricing etc.
  • Performing ad-hoc analyses/reports for top management
  • Monitoring of various risk KPIs at segment level
  • Creating and updating scorecard models using statistical tools
  • Monitoring scorecard performance and stability of variables, defining new segments, monitoring limits, strategies for credit decisions
  • Taking an active role in the integration of external risk management and fraud prevention tools
  • Improving our current reporting and developing reports from scratch
  • Assist in analysing the impact of various changes to products and pricing
  • Perform testing and validation of risk measures in internal systemsPerforming ad-hoc analyses/reports for top management

What we expect of you:

  • Bachelor or master’s degree in mathematics, Statistics, IT, Finance or similar area
  • At least three years of relevant experience in risk management and data analysis
  • Relevant experience in financial sector, working experience in a financial services company or a bank
  • Practical and up-to-date knowledge of managing consumer credit portfolios at portfolio level
  • Experience in building predictive models and handling large datasets
  • Proficient knowledge of MS Office, especially Excel
  • Strong SQL/MySQL, R user, Phyton. Knowledge of VBA, SAS, Tableau, will be considered an advantage
  • Strong communication and analytical skills, specialist in data analysis
  • Capacity to work independently and reliably with attention to details
  • Fluently in English, German is a plus

We offer

  • Modern and contemporary working conditions
  • 28 days holiday per year
  • Currently the Germany ticket
  • Currently membership Urban Sports
  • Fresh fruit baskets, hot and cold drinks
  • Various team and company events
  • International environment with a dynamic, committed and cooperative team
  • Office directly at the main station in the style of a co-working space
  • Home office is possible
  • Personal and professional development opportunities
  • A secure job in a company that has written a steady success story since its founding in 2011

Type of position: Full-time

We are looking forward to getting to know you!
If you are motivated and want to be part of our success story, then send us your CV right now to jobs@vexcash.com . If you hesitate, it’s your own fault!